LANDLORD INSURANCE

IInsurance for Landlords: Protecting Your Investment and Peace of Mind

Owning a rental property is an investment — and like any investment, it deserves the right protection.
Landlord insurance helps property owners safeguard their rental homes, condos, or apartments from unexpected losses caused by renters, natural disasters, fire, vandalism, and more.

At CasaBlanca Insurance, we help Texas landlords find coverage that fits their properties, protects their income, and keeps their investments secure year-round.

Who Needs Landlord Insurance?

If you own a property that you rent out to others — whether it’s a single-family home, a condo, or a multi-unit building — you qualify as a landlord. Even if you only rent out one home or apartment, that property is considered a rental asset and requires specialized coverage beyond a standard homeowners policy.

Landlord insurance is designed for non-owner-occupied properties — meaning it’s for homes you don’t live in yourself but lease to tenants. Whether you manage one rental or several, having the right coverage helps protect you from the financial risks that come with being a property owner.

How It Works

Landlord insurance works similarly to other property policies. You pay a monthly or semi-annual premium to maintain coverage, and if damage or a covered loss occurs, you can file a claim to help cover repairs or lost rental income.

Your exact coverage depends on your policy, but most landlord insurance options include three key components:

1. Property Protection – Covers physical damage to your rental home or unit caused by events like fire, storms, or vandalism.

2. Liability Coverage – Helps protect you if someone is injured on your property and you’re found responsible.

3. Loss of Rental Income – Reimburses you for lost rent if your property becomes uninhabitable due to a covered event.

Why It Matters

As a landlord, you can’t always control what happens on your property — but you can control how prepared you are.

Without landlord insurance, you could be left paying out of pocket for repairs, liability claims, or months of lost rent. With the right coverage, you can rest easy knowing your property, income, and legal responsibilities are protected.

Many policies also extend coverage to items you own within the rental — like appliances or fixtures — giving you additional peace of mind.

Protect What You’ve Built

Your rental property is more than an investment — it’s part of your financial foundation.
At CasaBlanca Insurance, we take the time to understand your properties, your goals, and your risks, then match you with coverage that fits.

Whether you’re a first-time landlord or manage a portfolio of rentals, we’ll help you protect what matters most — your property, your income, and your peace of mind.

🏠 Talk to a CasaBlanca Insurance agent today to learn more about landlord insurance options across Texas.