LIFE INSURANCE

Protect What Matters Most with Life Insurance

Life insurance provides financial protection for the people who depend on you most. When a caregiver or primary earner passes away, this coverage helps loved ones manage both immediate and long-term expenses — from funeral costs to ongoing living needs.

At CasaBlanca Insurance, we’re here to guide Texas families through their options with compassion and clarity, so you can make confident decisions about your family’s future security.

Who Should Consider Life Insurance?

Life insurance is especially important for anyone who contributes significantly to their household income or provides financial support to a spouse, children, or dependents.

If you’re single or provide less than half of your household’s income, you may only need enough coverage to handle final expenses such as burial costs. To determine your need, consider the average cost of a funeral along with three to four months of living expenses. If your household couldn’t comfortably meet those costs without your income, life insurance can provide essential peace of mind.

Types of Life Insurance

Life insurance typically comes in three main forms — term life, whole life, and universal life — each requiring regular premium payments:

• Term Life: Offers coverage for a set period (10, 20, or 30 years). If the insured passes away during the term, beneficiaries receive the full benefit amount.

• Whole Life: Provides lifelong coverage with a cash value that grows over time.

• Universal Life: Combines flexible premiums with a cash-value component that adjusts based on the amount paid in.

Why Families Benefit from Life Insurance

Life insurance is one of the most meaningful ways to care for your loved ones — even after you’re gone. While it’s never easy to think about, planning ahead ensures your family can continue living comfortably without financial hardship.

From funeral and medical expenses to income replacement and ongoing bills, life insurance helps ease the burden when it matters most. It’s not just protection — it’s a promise to the people you love.