Got a New Pet for Christmas? Let’s Talk Pet Insurance…

Got a New Puppy or Kitten for Christmas? What Texas Pet Owners Should Know About Pet Insurance Before the First Vet Visit

Christmas puppies and kittens are adorable, joyful, and instantly part of the family — but they also come with new responsibilities many pet parents don’t think about right away. If you welcomed a new furry family member this holiday season anywhere in Texas or the Dallas–Fort Worth metroplex, now is the perfect time to think about pet insurance, before that first vet visit.

Here’s what every new pet owner should know to protect both their pet — and their wallet.

Why Pet Insurance Matters Right From the Start

Those early vet visits add up quickly. Between wellness exams, vaccinations, diagnostic tests, and unexpected issues, new pet costs can surprise even the most prepared families.

Pet insurance helps cover:

• Accidents and injuries

• Illnesses and infections

• Diagnostic testing and imaging

• Emergency vet visits

The key is timing — coverage is most valuable when it’s in place before problems arise.

Pre-Existing Conditions: What New Pet Owners Need to Know

One of the most important reasons to enroll early is how pet insurance handles pre-existing conditions.

If your puppy or kitten shows symptoms of an illness before coverage begins — even at their first vet visit — that condition may not be covered later. Enrolling as soon as possible helps ensure your pet starts with a clean slate.

Bottom line: The earlier you enroll, the more protection your pet can have long-term.

What Pet Insurance Typically Covers (and What It Doesn’t)

Most pet insurance plans focus on accident and illness coverage, not routine care.

Commonly covered:

• Broken bones

• Ingested objects (a big one for puppies)

• Infections and illnesses

• Emergency surgeries

Typically not covered unless added on:

• Vaccinations

• Routine exams

• Spay/neuter procedures

Understanding this upfront helps you choose the right plan — without surprises.

Why Christmas Puppies & Kittens Are Higher Risk

New pets are naturally curious, playful, and still learning boundaries — which makes them more prone to accidents.

Common early-life emergencies include:

• Swallowing toys or household items

• Falls or minor injuries

• Stomach issues from new foods or treats

• Parasites or infections

Pet insurance can help soften the financial blow when curiosity strikes.

Is Pet Insurance Worth It for Texas Families?

For many families across Texas, pet insurance provides:

• Predictable monthly costs

• Protection from large, unexpected vet bills

• Peace of mind during emergencies

• Flexibility to choose the best care — not the cheapest option

Especially for young pets, coverage can pay off over time as veterinary costs continue to rise.

How CasaBlanca Insurance Can Help

At CasaBlanca Insurance, we help Texas families compare pet insurance options and choose coverage that fits their lifestyle and budget — without pressure or confusion.

Whether your new pet has four paws, whiskers, or boundless energy, we’re here to help you protect every member of your household.

Start the New Year Protected

If a puppy or kitten was part of your Christmas celebration, now is the perfect time to plan ahead. Pet insurance isn’t about expecting the worst — it’s about being prepared so you can focus on cuddles, training, and making memories.

Questions about pet insurance?

We are happy to help you explore your options.